Life insurance is generally thought of as protection for dependents in the event of the untimely death of the policyholder. In effect, it creates an instant estate for the...

Life insurance is difficult to understand. The only thing that is obvious is what financial advisor Dave Ramsey said about it. “Its only job is to replace your income...

When you purchase a life insurance policy, you enter into a contract with the insurance provider. You expect that they will pay out your policy to your beneficiaries if...

You have a million and one bills to pay, and sometimes one slips through the cracks and isn’t paid on time. This is never good. But, if you forgot...

The difference between term life insurance and whole life insurance is pretty straightforward. Still, it is crucial to fully understand each insurance type before you even start shopping for...

Life insurance is vital to secure your family’s finances in the event of your death. When buying a life insurance policy, you will find that several factors can affect...

Although both term insurance and accidental death & dismemberment (AD&D) policies cover death, they still vary in ways. AD&D protects against accidental death. It also pays if you lose...

Life insurance is a fantastic way of establishing a financial safety net for your dependents. This insurance policy could potentially help your beneficiaries pay for a mortgage, college fees,...

For most people, closing on a home equity line or mortgage is their largest investment. Monthly mortgage payments are often the biggest expense. As a breadwinner, being unable to...

Life insurance can be confusing, and it may be hard to decide between what you need and want in a policy. However, one sure thing about life insurance is...